The Federal Emergency Management Agency is requiring Foster City to spend $75 million to raise their levees so that the city won’t be declared a flood zone. Such a designation would make it necessary for homes in Foster City with mortgages insured by a federal agency to acquire flood insurance. I’ve seen nothing that tells me how many such homes there are, but I would venture that there are very few. I’ve also seen nothing regarding the cost of the insurance. Since Foster City has been well-protected from floods by a system that has proved itself for over 50 years, I can’t imagine that such insurance is very expensive. So raising the levees would only save a few people from paying that insurance, at the cost of $75 million from homeowners.
Flooding has been the single biggest issue impacting the infrastructure of the city since the beginning. Not because of flooding from the Bay, since the levees have been in place since 1900. Rather, the problem was that the levees helped to trap the rainwater that fell on the land. The county’s engineer was concerned enough that he suggested the fill of the land should be raised high enough that rainwater would drain directly into the Bay. Aside from the economics of this idea, it was physically impossible. The soft underlying soil would not be able to support the weight of the fill.
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