In 2016, Half Moon Bay homeowner Bill Palmer encountered a dilemma familiar to millions of families as time goes on: How does a couple create healthy separation from their adult children as they get older?

For the Palmers, this question came with an added layer of complexity — their middle son, Alex, was born with severe developmental disabilities. This unique circumstance required even more thoughtful consideration as they navigated their options.

Palmers’ ADU

The exterior building of the Palmers’ ADU, where Bill and Ruthie now spend their time.

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(3) comments

Terence Y

Thanks for an informative and comprehensive article, Steven Rissotto. This ADU Resource Center sounds like a helpful resource, especially if one is interested in the costs to build an ADU. I didn’t see information on costs (or waivers) in maintaining an ADU, such as the additional property taxes associated with an ADU along with whether assessments and fees are also applicable to ADU’s or whether these tacked-on charges apply only to the main house. I’d imagine adding ADUs for long time homeowners may result in higher property taxes for the ADU unit than for the main house. Remember to budget those additional costs. Maybe the ADU Resource Center can provide estimates based on overall ADU “hard” and “soft” costs?

Dirk van Ulden

Terence - my relative had two ADUs built in this county. The assessed value is equal to the out of pocket cost to build it and is just added to your current assessment. Of course some of the other charges such as sewage, water, school and park charges also apply. It depends on the city in which it is built. It can become a cash cow for the cities and an annoyance for the neighbors.

Terence Y

Thanks very much, Dirk, for the response and the information. So it sounds like the ADU is lumped in with the same parcel as the main home and direct levies and assessments are not “double-dipped” by the county, although ad valorem tax rates are applied to the assessed value after adding in the ADU assessment, which may be sizeable. Now can folks add more than one ADU to a property?

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