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San Mateo residents saddled with hefty flood insurance premiums in recent years may see much-needed flood protections take shape as early as this winter when city officials are expected to break ground on planned improvements to the city’s levee and two water pumps.

After the Federal Emergency Management Agency mapped the area as a flood zone in 2001, nearly 1,600 homeowners in North Shoreview and parts of the North Central neighborhood have been facing burdensome annual flood insurance rates.

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