Editor,

The salient fact I took from Mr. Silverfarb’s article "Bank takes over luxury property,” June 23, Daily Journal was the four-year planning process. Real estate developers take huge gambles on coming to market at the most propitious time in a given real estate cycle. The amount of time it takes to get approvals for a project such as this or even simple single-family homes has increased over the years as anti-development forces exploit the system to either thwart development or extort concessions from property owners. Municipal bureaucracies are complicit in this too as planning commissions and/or city councils think nothing of putting off an applicant from one month to another. This project should have easily come to market three years earlier.

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