As bad as the housing crisis is in San Diego, there are regular, jaw-dropping reminders from San Francisco and Silicon Valley that the problem is much worse there. One came in April, when a condemned, mildew-ridden home in Fremont with holes in the roof sold for $1.23 million. Another came last month, when the U.S. Department of Housing and Urban Development announced that families in San Francisco, San Mateo and Marin counties who made as much as $117,400 a year were eligible to live in low-income housing projects.

Now the newly elected mayor of San Francisco has supplied another reminder. In her inaugural speech Wednesday, London Breed, 43, noted that she had never been able to afford buying a house in her hometown — even though her last job, as a city-county supervisor, paid well over $100,000 a year.

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