Higher education is failing us because being a degree holder is no longer a guarantee of success. Postsecondary education is shifting in the coming years — a long-awaited change toward building a financially secure future for adults and their families.

Giselle Espinoza

Giselle Espinoza

On July 4, 2025, President Donald Trump signed into law The Big Beautiful Bill. The nearly 1,000-page document includes policies on taxes, Medicaid, border patrol and more. For Gen Zers, my colleagues and friends, the topic of higher education and the bill’s effects on student loans still feels unclear. It has led current students and those who want to pursue graduate, law or medical school to have second thoughts, considering the school loan caps.

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