Editor,

Recently the state of California passed a law requiring that all high school students take a one semester personal finance class to graduate beginning in 2031. The San Mateo Union High School District board met last week and discussed where this class might be placed in the curriculum. One possibility is to replace the current 12th grade economics requirement with personal finance. Econ is now paired with one semester of government. However, this idea would hurt our students. Having a basic knowledge of economics in addition to how our government works makes our graduates better citizens who will be more informed when voting. In addition, econ is now offered as an advanced placement class, which helps higher achieving students be better prepared for college and even earn college credits. Students who wouldn’t choose AP econ would also be forced into a less rigorous class senior year. Is lowering the academic rigor for everyone what SMUHSD wants? Allowing econ as an elective in addition to personal finance is not a solution as many seniors do not have time in their schedules for extra classes.

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(1) comment

Terence Y

Great proposal, Ms. Koskella, in replacing less useful classes, such as ethnic studies, with personal finance classes which benefit students, and possibly their parents, for the rest of their lives. Hopefully the one semester class includes subjects such as how to recognize and protect from financial scams. Scams which are more likely to target the folks with the money, their parents and grandparents. The bigger question is whether one semester is enough time.

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