Owning a home is a benchmark of success and a way to amass wealth. But in California, with increasing home prices and mortgage interest rates above 6%, combined with rent control policies, it might make more financial sense to rent. For some, renting is necessary because they cannot afford to buy. Others may rent and put additional money into the stock market or other investments to build wealth. The advantages of buying a single-family home include extra space, a sense of security and likely better schools than might be available to people living in apartments. California's homeownership rate of 55% is second lowest in the nation and a full 10 percentage points below the national average.

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This year’s statewide fire maps have put large swaths of Half Moon Bay — like parts of downtown Main Street and land to the east of Highway 1,…

Higher prices, less help and a government shutdown hang over health insurance markets as shoppers start looking for coverage this week. The annual enrollment window for millions of people to pick an individual plan opens Saturday. The federal government shut down this month as Democrats in Congress demanded negotiations to extend enhanced tax credits that have helped people buy coverage the past few years. Republicans say they won't negotiate until Democrats vote to reopen the government. Stuck in the middle are insurance shoppers, many of whom will be facing the biggest premium hikes they've seen in years.

A new poll finds most U.S. adults are worried about health care becoming more expensive. That comes as Americans make decisions about next year's health coverage and a government shutdown keeps future health costs in limbo for millions. The AP-NORC poll shows about 6 in 10 Americans are "extremely" or "very" concerned about their health costs going up in the next year, a worry that extends across age groups and includes people with and without health insurance. The findings show that many Americans are feeling vulnerable to spiking health care costs, with some expressing concerns about whether they'll have coverage at all.